AIR FRANCE KLM - AMERICAN EXPRESS PLATINUM CARD

For a long time, the AIR FRANCE KLM AMEX Platinum Card was the “it” card on the french market, the sole premium.

And if you had a Platinum card, there was a sense of cachet. That still exists today, but there are competitors like the Chase Sapphire Reserve and the Citi Prestige. And when you stack them up, the Amex Platinum shines in ways the others don’t, but also falls flat in some areas.

People ask if it’s worth it, and I say if you value lounge access — like Delta Sky Clubs and American Express’s gorgeous Centurion Lounges — and if you use them several times a year, then yes, getting the Amex Plat makes a lot of sense. Plus, the Centurion Lounges are amazing (and expanding).

The second thing to note is if you value purchase protection and coverage, then the Amex Platinum is unparalleled. I’ve had many items break over the years after purchasing them, and Amex doesn’t outsource this feature like most cards. Amex takes care of its cardmembers in this regard and there is real value there that is hard to put a number on.